Wasted Whining

Thought Number One:  Two New Things That Are Happening (or Not) in the government today.

I consider it such an irony that the very day, that the Healthcare Marketplace is open for business the Federal government is not. (Surely, you all have heard the news that the Federal government is now closed pending the ability of our Congress to work together and pass a budget.) 

For those of you that aren't aware of changes in how Americans are to be insured let me explain.  Starting today, there is a government website that offers various insurance plans for those that are either not insured by their employers, self-employed or uninsured.

As luck would have it,  I and my husband are self-employed.   While it remains to be seen if that is a good thing or a bad thing as far as insurance coverage goes, we currently buy a pricey (AND I MEAN PRICEY) individual  insurance policy to cover us. With that being said, it costs a lot but pays things very well. See there...that's me looking at the positive.   You didn't think I had it in me, did you?

However, I must tell you that I  remain ever hopeful that somewhere on the new Marketplace there is an equal policy that might offer either a financial advantage or a coverage advantage.. Yes, I know that is being OVERLY optimistic.  The funny thing about this "market place" is that no one seems to know much about it.  The Dallas Morning News had a sneak preview of the rates and it looks like for a "middle of the road" plan for my age group it's about $1300.00 a month to get insurance.   I have no idea if that is true or not as I can't get on to the sight yet.

Why?  Because this is what it looks like.

OK...not off to a banner start but I wait...

and wait

AND WAIT SOME MORE

and then sure enough...I get a page to fill in all my pertinent information and create a user ID and a passcode.
(even that wasn't easy...symbols, numbers, capital letters, and lower case numbers involved)

Then the next page is security questions.  BUT the security questions are MIA

Care to guess what I do?  Go on take a guess....


Mainly  because I love a challenge, am a glutton for punishment and I  am already tired of this system, I decide to hit:

 I will spare you all the
PLEASE BE PATIENT, SOMEONE WILL BE WITH YOU SHORTLY,
PLEASE BE PATIENT, SOMEONE WILL BE WITH YOU SHORTLY,
PLEASE BE PATIENT, SOMEONE WILL BE WITH YOU SHORTLY,
PLEASE BE PATIENT, SOMEONE WILL BE WITH YOU SHORTLY,
PLEASE BE PATIENT, SOMEONE WILL BE WITH YOU SHORTLY,
PLEASE BE PATIENT, SOMEONE WILL BE WITH YOU SHORTLY,


There were a lot of those before I was told:

Thanks for your interest in the Health Insurance Marketplace.  we have a lot of visitors trying to use the website right now.  That is causing some glitches for some of the people trying to create accounts or log in.  Keep trying and thanks for your patience.  You might have better success during off-peak hours, like later at night or early in the morning.  We'll continue working to improve the site so you can get covered.

Though Number Two:  Must We Continue to Make Everything So Difficult?

Dare I hope that the day will come that politicians will work less on their political ambitions and work more on the well-being on their constituents?


In the meantime...I continue to try to see into the future as to what to do about my insurance.

In lieu of not being able to look at the Marketplace, I am now resorting to Plan B. 

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